Parents and children often face the challenges of money. Common topics include setting the pocket money， learning to save， and deciding on expensive purchases. The goal of most parents is to teach their kids how to manage money wisely. The goal of most kids is getting money to spend. How can families balance these goals?
“All parents hope they’ll raise a money-savvy kid, who’ll grow up to be an adult wise in their money use.” says financial (金融的）planner Peg Eddy. The key is letting kids learn by having a little money of their own.
The Tidier family in Denver found the best way to teach about money was to let their kids earn some. Their son, Ryan, 17, has been helping with their garden since he was 8. Now he has been able to save $7,800. Ryan has come to see the value in making his own money even when other kids are given money by their parents.
Learn Now, Save Later
Money skills are an important part of becoming a successful adult. David Brady, another financial planner, says, “Young people today will have much more responsibility for their financial future than their parents or grandparents.”
Brady does remind kids. “They shouldn’t be thinking about money all the time，” he says. However, they should understand basic rules for earning, saving and investing (投资）. That knowledge is greatly needed. Over the past years, the average credit card debt (债 务)of Americans ages 18 to 24 doubled, to nearly $ 3,000. Among high school students, four out of five have never taken a personal-finance class.
Talking About It
Many kids want to learn how to manage their money. But parents think only about what kids shouldn’t do. Instead, experts say, knowing how to manage money is the best way for kids to get what they really want. That means long-term planning and saving
for big expenses like college or a car. It also means thinking of others, by making donations to charity (慈善）.
Giselle Lopez, 17, of New York City, learned the hard way. She was over $ 2,000 in debt on her first credit card. Her parents refused to pay, so Giselle got a job. Then she paid the debt off slowly herself. “Now every time I use it, I know that it comes from my own pocket,” Giselle says. “That gives me a sense of responsibility for my actions.” Different kids will have different styles when it comes to money. Teaching them how to use money doesn’t have to mean setting strict rules. When children like Ryan and Giselle have their own money to consider, they can learn to set those rules themselves.
27. Brady believes that .
A. parents should attend more personal-finance classes
B. parents should teach their kids how to save
C. kids should learn how to manage money
D. kids should follow the school rules
28. Why did the writer say Giselle Lopez “learned the hard way”?
A. Because she had to pay the debt off slowly herself.
B. Because she had to make donations to charity.
C. Because she had difficulty finishing her job.
D. Because she had too many credit cards.
29. What is the best title for the passage?
A. Saving Matters! B. Parents Rule! C. Classes Work! D. Money Counts!
Cities are taking interest in electric scooter-share systems as an affordable transportation to cut down on pollution and traffic jams. The electric scooters, which weigh between 30 and 40 pounds, reach speeds of about 15 mph.
In September 2017，Santa Monica, California, became the first U.S. city to have an electric scooter-share service. Users find and unlock one of the more than 1，000 scooters with a smartphone app. A ride costs $ 1，and then 0.15 cents for each minute of riding throughout the beach town.
Bird, the startup operating the scooter-share, picks up the scooters every
night to them, and places them around Santa Monica each morning ready for people’s use. The company was created by Travis VanderZanden, who once worked in Uber and Lyft, after he realized ridesharing services failed to help with traffic jams and air pollution. Since its September 2017 beginning, Bird’s system has served more than 50,000 riders who have taken 250,000 trips — more than half of which have been in the last month. It’s since expanded (扩 张) to Venice, California, and some neighborhoods in Los Angeles and San Diego. Bird plans to expand to lots of markets by the end of 2018.
Competitors， backed by millionaires， are appearing. Two bike-share startups LimeBike and Spin, have spoken of plans to provide electric scooters in cities this year.
Electric scooters have also gotten the attention of Mayor Pete Buttigieg from South Bend， Indiana. The city is interested in using them as a way to improve public transportation. South Bend was one of the first to use bike-share systems, which allow people to park ridesharing bikes on public land. “We love to be early pioneers，” said Buttigieg. “If we work out the safety problem, we would be open to welcoming the technology.”
“We need to make sure these new transportation systems are lawful and safe for users，” Constance Farrell，a spokeswoman for the city of Santa Monica told CNN. “We would like to see electric scooters continue to operate in the city. They are in line with our goal of multi-modal living and carbon-light living. ” According to Farrell，there have been eight accidents, including one with a serious head injury， in Santa Monica after the scooters rolled out. Users are required to have a driver’s license (驾 照），shouldn’t ride on sidewalks or have other passengers on board.
Bird has given out free helmets to some riders and tells its users to ride in bike lanes, but some users ride on sidewalks, and most U.S. streets don’t have
bike lanes. “The global community of cities is going to have to work this all out for scooters，”Buttigieg said. “They can move unbelievably quickly. That’s exciting，and a little dangerous. ”
30. Why did Travis create Bird company?
A. Because he received support from millionaires and the government.
B. Because many cities had electric scooter-share services.
C. Because it is lawful and safe to use electric scooters.
D. Because cities need better ridesharing services.
31. The words “ are in line with” in Paragragh 6 probably mean “ ”.
A. stop B. meet the need of
C. change D. are ahead of
32. What can we learn from the passage?
A. Future electric scooters will be very slow and sale.
B. Electric scooters will cause fewer accidents than cars.
C. More cities will try to help with electric scooters service.
D. Future traffic problems will be solved with help of electric scooters.
33. The passage is mainly about .
A. the challenges of the electric scooter-share system in America
B. the advantages and disadvantages of electric scooters in America
C. the introduction of the electric scooter-share service in America
D. the future of electric scooters in public transportation in America